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How amiriexch Handles Your Personal Data

This privacy policy tells you exactly what personal data amiriexch collects when you open an account, how we use it, who we share it with, and how you…

Data collected at account openingUPI, Paytm, PhonePe transaction recordsYour rights to access and deletionCookie and device data handlingDirect contact path for privacy requests

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What This Policy Covers and Where It Applies

amiriexch Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

amiriexch collects the personal data you provide when you register, verify your identity and make deposits or withdrawals through UPI, Paytm or PhonePe. This includes your name, date of birth, contact details, device identifiers and transaction history. We process this data to operate your account, detect

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fraud, and meet the obligations that apply in the jurisdictions where we are permitted to offer services. Access to our platform and the applicability of this policy depends on local law and is available only where local law permits. We do not sell your data to
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third-party advertisers. Data shared with payment processors such as UPI networks or Paytm is limited to what those processors need to clear your transaction. You can request a copy of the data we hold at any time by writing to our privacy team.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

PRIVACY CONTACT PATHS

Reach Our Privacy Team Directly

If you want to access the data we hold on your account, ask us to correct something, or request deletion, use any of the three channels…

HOW WE PROTECT YOUR DATA

Data Handling, Cookies and Account Security at amiriexch

We apply layered security practices to keep your account data safe from the moment you register to the moment you make a withdrawal through Paytm or PhonePe.

Data Encryption in Transit and at Rest

All data sent between your device and our servers is encrypted using TLS 1.2 or higher. Account records stored on our servers are encrypted at rest. This applies to your identity documents, payment details and session history without exception.

Cookie Policy and Your Choices

We use functional cookies to keep you logged in, analytics cookies to understand how pages are used, and no advertising cookies. You can manage cookie preferences from the banner shown on your first visit or from the cookie settings link in the site footer at any time.

Payment Data Handling via UPI and Paytm

When you deposit via UPI or Paytm, the transaction is processed by the respective payment network. We store only the reference number and amount — not your UPI PIN, Paytm password or bank credentials. PhonePe withdrawals follow the same data-minimisation approach.

Account Security and Two-Factor Verification

We send a one-time code to your registered mobile number whenever a new device logs in. If you notice a login you did not make, report it through live chat immediately and we will lock the account while we investigate — no data leaves your account during a security hold.

Data Retention and Deletion Timelines

Account data is retained for as long as your account remains open plus the period required by applicable law in your jurisdiction. When you close your account and the mandatory retention window expires, we delete your personal profile and anonymise your transaction logs.

How to Request Corrections or Full Deletion

Write to our privacy team with your registered email address and the change you need. We will verify your identity, confirm the update by email within 72 hours, and complete the correction or deletion within the timeframe required by the law that applies to your account.

Your Privacy Rights — Common Questions

These questions cover the things India account holders ask us most often about data, cookies, payment records and how to reach us with a privacy request. If your question is not here, contact our privacy team directly through live chat or email.

We collect your name, date of birth, email address, mobile number and the identity document you submit for verification. Once you make a deposit, we also record the payment method used — UPI, Paytm or PhonePe — and the transaction reference, but not your PIN or banking password.

We share data only with the payment processors needed to clear your transactions, identity verification partners, and where required by applicable law. We do not sell or rent your personal data to advertisers or unrelated third parties under any circumstances.

Send a written request to our privacy team email or use the Account Settings panel under the Privacy section. We will verify your identity and send you a structured copy of your stored profile data within the timeframe required by the law applicable to your account.

Yes. Once your account is closed and the legally required retention period in your jurisdiction has passed, we delete your personal profile and anonymise transaction logs. Submit a deletion request through email or live chat and we will confirm the timeline that applies to you.

We use functional cookies to maintain your logged-in session and analytics cookies to measure page performance. We do not place advertising cookies. You can change your cookie preferences at any time through the banner on your first visit or the cookie settings link in the footer.

We store only the transaction reference number and amount for UPI, Paytm and PhonePe payments — never your PIN, password or full bank account number. All stored records are encrypted at rest and only accessible to authorised staff handling account or fraud queries.

Your account is deactivated immediately. We retain your data for the minimum period required by the law that applies in your jurisdiction, after which your personal profile is deleted and transaction records are anonymised. You can request confirmation of the exact timeline at any point.

How amiriexch Handles Your Personal Data

Reach Our Privacy Team Directly

Data Handling, Cookies and Account Security at amiriexch

Data Encryption in Transit and at Rest

Cookie Policy and Your Choices

Payment Data Handling via UPI and Paytm

Account Security and Two-Factor Verification

Data Retention and Deletion Timelines

How to Request Corrections or Full Deletion

Your Privacy Rights — Common Questions

01 What personal data does amiriexch collect when I open an account?

02 Does amiriexch share my data with third parties?

03 How can I get a copy of the data amiriexch holds on my account?

04 Can I ask amiriexch to delete my personal data?

05 How does amiriexch use cookies and can I turn them off?

06 Are my UPI and PhonePe payment details stored securely?

07 What happens to my data if I close my amiriexch account?

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